Business Savings and Checking Accounts
A business savings account with Iowa Community Credit Union gives you the tools you need and the Internet access to your accounts any time of the day. The staff at ICCU will help you select the types of services that best meet the needs of your business.
Share Savings Account
This account is established to become a member of the Credit Union. This account earns a daily dividend if a $100.00 balance is maintained for any one day and will be credited to the account quarterly. The account has a variable rate dividend. After the Share Savings account has been opened, the member can use any other services offered by ICCU.
Share Draft/Checking Account
- $500.00 Minimum balance to open
- FREE Account - No monthly service charge
- No Per Check/Item Charge
- No Minimum Balance Required
- FREE On-line Home Banking
- FREE On-line Bill Pay available
- FREE Automated Response Teller
- VISA Debit Card (application required)
- FREE Check Imaging/Printing Available
Business Loans and VISA Credit Cards
Iowa Community Credit Union offers Business Loans to suit each business's individual needs. The rates are competitive and the terms are flexible.
Business Loans
- Equipment Financing
- Commercial Real Estate
- Business's Vehicle Financing
- Lines of Credit
- Inventory Financing
- Accounts Receivable
- Agriculture Loans and more!
VISA Credit Cards
An ICCU Business VISA Credit Card can make purchasing business supplies, travel expenses and paying for business meals hassle free. Both ICCU card options have NO ANNUAL FEE and NO MINIMUM FINANCE CHARGE
VISA Gold Credit Card
9.75% APR Variable Rate
Adjusts Quarterly based on 1.5% over the prime rate
VISA Classic Credit Card
11.89% Fixed Rate
First Data Merchant Program
ICCU has teamed up with First Data to provide the lowest credit card rates in the country for our merchants. First Data has more than 3.5 million merchant locations and processes 17.7 billion credit card transactions annually. Our merchant payment solutions can help you with credit/debit card processing, gift cards, web based card and check processing, mail order checks, check by phone, ATM wireless credit card processing and electronic checks. We also offer free cost analysis of your current credit card service, no hidden fees and a thorough service explanation of your rates. We also offer TeleCheck electronic check acceptance services.
Payroll Direct Deposit and Other Services
Iowa Community Credit Union can save you money and the hassle of using business checks by automatically depositing your business' payroll for your employees in their individual accounts at various financial institutions. It's simple and cost effective!
We offer various other services to meet your individual business needs, such as coin and currency, payroll deduction services to employee accounts involving SEP and 401K, TT&L Tax payments accepted, Free On-Line Check imaging and printing, and Free On-line home banking.
Business Employee Groups
Iowa Community Credit Union offers partnerships with businesses in order for them to offer credit union membership as part of their employee benefit package.
As a partnering business with ICCU, you have access to information about credit union membership, products and services, offers exclusive to the employees of your business and a credit union contact for all of your financial needs.
Not only does your business receive offers and specials exclusive to your company, ICCU will also come on-site to your place of business to share those exclusive offers and answer any questions your employees may have regarding financial services at Iowa Community Credit Union. This is a no cost benefit to the businesses and their employees!
If you would like additional information on becoming an Iowa Community Credit Union Business Employee Group, please contact 319-277-3940 or iccu@iccu.org
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