FEE SCHEDULE

SHARE SAVINGS
Account Re-Open Fee - within 6 months $25.00
Quarterly Fee - fee for aggregate balance of S & I types
<$100 - waived if loan >$1000 or active credit card
$10.00
Quarterly Address Research Fee $7.00
Statement Copy $3.00
Optical Disk Research Fee $3.00 / month
 
SHARE DRAFT / CHECKING
NSF Overdraft Fee (return or honor) $30.00
NSF ACH Overdraf (return or honor) $30.00
Deposited Drafts Returned NSF or Stop Pay $15.00
Stop Pay - Draft or ACH
First Request
Additional stop pays
$15.00
$30.00
+ tax
Account Reconcilement - balancing of checkbook $15.00 min - $30.00 / hour
Copy of Draft $5.00 + tax
Temporary Check (10 or less checks) $5.00
Cleared Draft/ACH Return $30.00
 
ATM & VISA DEBIT CARDS
Replacement of Cards $5.00 + tax
ATM Sight Draft - non-endorsed checks / deposit errors $5.00
NSF ATM Deposit (NSF Check) $30.00
Empty Envelope $50.00
Additional ATM Transaction Fee - allowed 12 ATM trans / mo $1.00 each
Outside of SHAZAM District $1.25
 
MISCELLANEOUS CHARGES
Coin Counting, if immediate $1.00 min or 5%
Account Verification $10.00
Special Mail $10.00 + postage
Safe Deposit Boxes 3X10 w/checking ann. fee $20.00
Safe Deposit Boxes 5X10 w/checking ann. fee $25.00
Safe Deposit Boxes 3X10 annual fee $30.00
Safe Deposit Boxes 5X10 annual fee $35.00
Outgoing Wires $15.00
Outgoing Foreign Wires $30.00
Travelers Checks - single signature $1.00 / $100.00
Travelers Checks - dual signature $1.50 / $100.00
Collection Item $25.00
Garnishment Fee $25.00
Check Cashing Fee - S1 only &
<$100.00 avg bal prior 60 days
$3.00
Below Membership Requirement Fee -
for accts below the $5 min.

membership requirement -
Notified in writing prior to fee assessment
Remaining Balance Withdrawn
Periodic Debit Card Increases $10.00
Fax Services $1.00 / page
Photo Copies $0.25 each
Bill Payer - to mail is $4.00 / check $3.00 / check
Cashiers Check $3.00 each
Annual IRA Administrative Fee - for aggregate bal of <$1000 $15.00
Notary Service - non-members only $10.00
Cash Advance - non-ICCU credit cards only $10.00 min or 1%
Rates
9 Month CD
$1,000 min 2.90% APY
18 Month CD
$1,000 min 3.20% APY
27 Month CD
$1,000 min N/A
42 Month CD
$1,000 min 3.60% APY
 
Click HERE for additional Deposit Rates!
 
New Auto
4.19% APR
Used Auto
5.10% APR
Home Equity Loan
4.99% APR
 
Click HERE for all Loan Rates!

Effective May 1, 2008

$5.00 par value membership will increase to $25.00.

What does that mean to you?


Membership accounts (ages 16 and older) need to maintain a $25 minimum balance.